Who we serve
HVAC. Roofing. Electrical. Landscaping. Handyman and home services. Owner-operated businesses roughly between $1M and $4M in revenue, anywhere in the country. If one of these owners sounds like you, you’re in the right place.
“I know I should be doing something with business credit, but I don’t know where to start. I didn’t even know you could set things up this way.”
The business runs well, but everything financial sits on the owner personally. Nothing has been built in the business name yet.
Where we start: Compass Review, then the first tier of business credit — built in the right order from day one.
“I’m tired of the bank telling me I can’t buy a house because my business debt is all on my personal credit. I know I need to pull a string and untangle this, but I don’t know which one.”
Profitable and growing, but business debt is tangled into personal credit and it is starting to block personal life, not just business growth.
Where we start: Compass Review to find the right string, then a plan to move debt off the personal side, one deliberate step at a time.
“We took out this MCA and now it’s eating us alive. Nobody is giving us any guidance except 'let’s shove you into another one.' I know I’m running out of time.”
Daily or weekly payments are draining cash, and every offer of help is really an offer of more of the same.
Where we start: Compass Review with urgency: stabilize cash, then negotiate a real exit from the MCA instead of another one on top.
“Everybody else told us there’s nothing they can do. We don’t know where to turn. We just need someone to help us climb out of this.”
Multiple debts, personal guarantees everywhere, and a string of advisors who walked away. Still fighting.
Where we start: Compass Review to map every obligation honestly, then a climb-out plan built around the right next decision.
Owners like you
Element Roofing · Indianapolis · Roofing · $2.5M
Jeremy had borrowed $151,000 and owed $190,000 on an MCA. He decided to get out for good instead of stacking another one.
“last ditch desperation effort, didn’t really have any other options.”
Nothing to It Electrical · OH · Electrical
Josh decided to get the business standing on its own name instead of his personal credit.
One call. No pitch. An honest look at where you are and the right next decision.
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