Kyle Clifton
Handyman services · Houston area · Handyman
Kyle decided to eliminate the MCA and build credit the business could grow on.
- Paydex to 75
- MCA eliminated
- Third truck approved through Ally on business credit alone — no personal cosigner
The flagship program
Take the Helm
A done-with-you credit building and lending guidance engagement. You stay in command of your business. We work beside you until it can stand on its own.
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What it is
Hands-on. Done with you. Finished when you’re whole.
Take the Helm is not a course. It’s not a generic consulting package with a binder and a monthly check-in. It’s hands-on work, done with you, inside your real numbers and your real banking relationships.
And it doesn’t end on a calendar date. It ends when the business is whole. The work is done when you don’t need us anymore.
What happens
First we clean up. Then we build.
- Clean up and align the financial picture
- Build tiered business credit
- Improve capital access
- Build credit lines
- Secure fleet accounts
- Move toward funding without personal guarantees
- Negotiate owners out of MCAs and predatory structures
How it starts
The same calm path, every time.
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Week 1
We review everything. Banking, debt, business credit, personal credit, cash flow, relationships.
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Week 2
We identify what’s helping you and what’s quietly costing you money.
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Week 3
We build the roadmap. Not twenty decisions. Not five. The right next decision.
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Months ahead
As your business becomes more bankable, we help you execute it.
What it looks like
A third truck, approved on business credit alone.
Ready to take the helm?
Start with one call. Every engagement begins with Compass Review — clarity before commitment.
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