The decision that changed everything.

Justin decided to stop guessing and get an objective review of the whole business before borrowing another dollar.

• ✓ SBA loan funded
• ✓ $250K equipment line approved
• ✓ Truck-wrap escalation clause caught before it triggered
• ✓ Saved $20K — more than twice the program cost

“Before we started working with you guys I didn’t know half of what we’re talking about. Now I know the questions to ask.”

Scott decided to rebuild his business credit foundation instead of accepting the terms he was being offered.

• ✓ Business credit score moved from 46 to 80
• ✓ $250K bank line at prime + 0% for ten years
• ✓ $450K Ford commercial vehicle line below best published rate

Jeremy had borrowed $151,000 and owed $190,000 on an MCA. He decided to get out for good instead of stacking another one.

• ✓ Replaced the MCA with a $350,000 SBA loan at 9.9%
• ✓ Permanently removed the need for merchant cash advances

“last ditch desperation effort, didn’t really have any other options.”

Josh decided to get the business standing on its own name instead of his personal credit.

• ✓ Two Ford Transits financed in the business name
• ✓ D&B risk rating moved from super high risk to low risk
• ✓ Personal FICO scores all over 700

Kyle decided to eliminate the MCA and build credit the business could grow on.

• ✓ Paydex to 75
• ✓ MCA eliminated
• ✓ Third truck approved through Ally on business credit alone — no personal cosigner

• ✓ Monthly debt payments reduced from $29,348 to $3,674
• ✓ Personal credit moved from under 600 to 721 in 90 days
• ✓ $550K commercial vehicle line approved at 9.75% on EIN only
• ✓ First commercial property purchase in progress